Justice Coulson's decision reinforces one of the underlying principles of insurance: that it is intended to protect against a risk or fortuity, not a certainty

Insurance industry's participation in efforts to drive down the cost of arson is critical

At present, there is a lack of joined-up thinking and joined-up working when it comes to tackling this issue

Considering the main implications of the Law Commissions’ final clauses in the Insurance Contracts Bill

Law Commissions’ draft clauses create implied term in every insurance contract insurers must pay sums due within a reasonable time

UK commercial and personal lines property insurers should start checking the energy efficiency of the commercial and residential buildings which they insure, if those properties are rented out. The concern arises because of measures in the new Energy Act.