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Legal Focus
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Court rules against the defence for 'what ifs'
A recent case has potentially far-reaching consequences for brokers and their professional indemnity insurers
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Insurers must prepare for a rise in cyber crime
The growing ability of threat actors to make use of AI is contributing to the rise in cyber crime, with supply chain attacks a particular concern
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Insurance risk and reward in the summer of sport
The insurance industry will play a critical role in protecting this summer’s array of sporting events
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EPL cover vital amid rising health and safety concerns
Despite studies showing companies that fail to protect themselves can incur significant fines, many still do not have employment practices liability cover in place
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Risk revolution is driving transformative changes for the insurance industry
The industry has had to accelerate its work on digital transformation, consumer protection and mental health in response to the pandemic, leading to a raft of legislative and policy developments in these areas
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Serial defect claims in offshore wind projects will challenge insurers
New technologies and the increasing scale of renewable energy projects will help the energy transition, but will also present a significant risk for the industry
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Brazil's unfavourable new insurance rules are a potential threat to the industry
Bill will bring significant and critical legal and regulatory changes, which insurers, reinsurers and brokers operating in Brazil should carefully evaluate
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FCA set to ramp up greenwashing probes
Clamping down on greenwashing is a focus for the FCA and more investigations will relate to breaches of the rules. Financial lines insurers can expect an increased frequency of claims in this area
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A cross-sector analysis of claims inflation
Claims inflation continues to challenge the insurance industry and affects various lines of business in different ways
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Should wordings trump commercial business sense?
UK Court of Appeal considers the construction of policy terms in two recent decisions
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Navigating the storm(s)
Butlin’s case is a reminder of the need for transparency and clarity regarding the terms of cover amid rising weather-related claims
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Evolving drone regulation creates data opportunity for insurers
Extended drone use in the UK creates risks but also allows insurers to gather more data
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