Four ‘foundational’ steps can provide the backbone of a proportionate, risk-based framework

As supply chains grow more complex and geopolitics more volatile, insurers face a surge in claims and legal challenges that cut across jurisdictions. Preparation now means anticipating where the next claims will arise, and how they will be resolved

Recent decisions of English courts have given helpful guidance on the steps assureds should take to mitigate losses, as well as giving clarity on the scope of the grip of peril doctrine

Insurers must be aware of how to support their insured clients in navigating the rapidly changing regulatory landscape and the transition to new fuels

Marine insurers entitled to rely on pay to be paid rule

In the recent case of Royal & Sun Alliance v Equitas, the Commercial Court considered in what respects interest might be recovered by insurers under their reinsurances

Mitigation steps that a claimant is expected to take include seeking timely medical treatment, exploring alternative employment or retraining options, and avoiding incurring disproportionate or unreasonable expenses

Insurers are increasingly scrutinising the PFAS liability landscape, and are likely to demand more robust disclosures, risk assessments, and evidence of mitigation

The FCA’s probe into motor finance sales practices is sounding alarm bells across financial services and insurers, particularly those with products sold alongside car finance, should act now to assess exposure and strengthen oversight before the spotlight shifts further

Insurers that treat governance and legal strategy as integral to their AI efforts, rather than as afterthoughts, will be best positioned to succeed

Comprehensive financial services treaty opens a new avenue for UK insurers to underwrite non-life insurance directly in Switzerland

Losses that relate to AI might not fall naturally within or outside the scope of existing insurance cover, which could lead to unexpected exposures for both insurers and insureds alike