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Premium hikes expose cracks in claims handling as FCA ramps up pressure

UK personal lines insurers have made progress in areas such as pricing reforms, but gaps remain in claims handling that risk eroding consumer confidence

United Kingdom Casualty

Law relating to reimbursement of APP scams continues to develop

The insurance market has been innovative in responding to the evolving needs of banks and payment services providers with bespoke authorised push payment fraud products

United Kingdom Legal focus

A shifting pensions landscape has implications for professional liability insurers

Regulation is becoming tougher, oversight is increasing, and expectations are rising

United Kingdom Casualty

New maritime decarbonisation technologies are impacting marine insurers

While many of these technologies are currently at early stages of development, their broader adoption will have implications for marine insurers

International Specialty

Interpreting political risk and political violence coverage

The judgement in Hamilton Corporate Member and others v Afghan Global Insurance provides a pragmatic interpretative framework for differentiating political risk from political violence in the context of English insurance law

United Kingdom Legal focus

EU introduces new rules governing use of artificial intelligence

As the use of AI advances rapidly, insurers should expect the regulatory landscape to continue to evolve

Europe Legal focus

Awaab’s Law rewrites the rulebook for insurers on housing risk

With statutory deadlines looming, insurers and housing providers must prepare for a new era of accountability and transparency in the UK

United Kingdom Legal focus

The UK’s approach to regulatory enforcement is evolving

Firms face some significant new requirements as FCA threatens ‘loud and in your face’ enforcement

Legal focus United Kingdom

Regulators look to change management of climate risks

Proposals from the Prudential Regulation Authority represent a significant regulatory shift in the way UK insurers approach climate-related financial risk

United Kingdom Climate change

The Supreme Court’s motor finance ruling has implications for re/insurers

The court's examination of fiduciary relationships is important for the whole financial services sector, including the re/insurance industry, with its multiple layers of intermediation

United Kingdom Legal focus

The impact and potential of AI in the claims process

DAC Beachcroft’s report on the impact and potential of AI in the insurance claims process reveals a sector ‘embracing change, with eyes wide open’

United Kingdom Legal focus

UK Supreme Court suggests Covid claims may be far from over

Top UK court will examine whether insurers are entitled to deduct the value of furlough payments from Covid-19 business interruption payments

United Kingdom Property
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