Legal Focus
Establishing fraudulent breach of warranty: where does Veranova leave W&I insurers?
Veranova decision underscores the high threshold for proving fraudulent breaches in sale transaction
Covid‑19 exclusions in claims‑made policies: a cautionary tale for South African brokers
Cape Town High Court has clarified the operation of claims-made policies and underscored the critical importance of timely notification
English courts move to streamline costs and disclosure regimes
A refined disclosure regime is necessary to ensure London maintains its status as a major dispute resolution hub
Insurers set for new exposures from UK leasehold reform
Professional indemnity and directors’ and officers’ insurers face new risks as the rental market shifts in the UK
Mexico’s catastrophe risk architecture faces the test of recovery
Mexico demonstrates why catastrophe bonds and parametric cover matter
Significant test following the Insurance Act 2015 goes insurers’ way
Decision is one of the most significant recent judgments concerning the duty of fair presentation since the Insurance Act 2015 came into law
AI is changing the face of insurance fraud
Artificial intelligence will change the way insurers manage fraud risk
Surveillance in personal injury claims
When used in the right circumstances, surveillance can be an effective tool for insurers to help challenge fraudulent or exaggerated personal injury claims
Automated vehicles: emerging risks and claims implications
While fully self-driving cars remain relatively rare on UK roads, the legal and regulatory foundations for their deployment are now firmly taking shape
AI has changed the rules on insurance fraud
Artificial intelligence-enabled fraud is an escalating corporate insurance challenge for insurers, brokers and risk managers
South African insurance law and Ubuntu
Ubuntu is not merely a philosophical ideal – it is an increasingly practical tool for ethical, sustainable, and customer-aligned insurance practice in South Africa
Tariffs and the Middle East conflict add to insurers’ cost pressures
Insurers should look at ways to ringfence or apply limits to volatile cost categories
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