New Insurance Act introduces new obligations for insurers and policyholders, imposes strict claims handling deadlines and significantly affects aspects of reinsurance placement and recovery

Financial incentives, such as equity participation and earn-outs, are important, but so is how well integration is handled post-acquisition

The evolving threat brings heightened exposure across multiple classes, along with opportunities to develop innovative cyber‑resilient frameworks and coverage models

A recent ruling highlights the tension between open justice and the requirement for the arbitral process to remain confidential

Transparency will be key for insurers as private credit expands into semi-liquid products and is increasingly sold to retail investors

Freight forwarders may be held liable as contractual carrier under international conventions or national transport statutes

AI tools allow fraudsters to create fake evidence at scale, with a level of sophistication and realism that makes fraudulent activity harder to detect at an early stage

Well designed arrangements, supported by clear contracts and strong governance, will be key to making embedded automotive insurance work in a compliant and sustainable way

Using AI to assist with routine, repetitive work and present information in clearer and more accessible ways, gives claims handlers more freedom to focus on work that requires insight, problem solving and communication

For insurers, proactive planning, precise policy drafting and robust claims protocols are essential for such a high-stakes global event

The insurance sector is entering a new phase of digital risk, where liability extends far beyond data breaches or content and now encompasses platform design, user behaviour, mental health impacts, and broader questions of responsibility

The Covid-19 pandemic gave rise to an unprecedented level of complex BI claims and the resulting litigation has stretched the capacity of the courts