Legal Focus
Embedded insurance has taken hold in the motor market
Well designed arrangements, supported by clear contracts and strong governance, will be key to making embedded automotive insurance work in a compliant and sustainable way
AI is not diminishing the role of claims handlers — it is elevating it
Using AI to assist with routine, repetitive work and present information in clearer and more accessible ways, gives claims handlers more freedom to focus on work that requires insight, problem solving and communication
Navigating the insurance risks of the World Cup
For insurers, proactive planning, precise policy drafting and robust claims protocols are essential for such a high-stakes global event
The growing insurance implications of social media addiction
The insurance sector is entering a new phase of digital risk, where liability extends far beyond data breaches or content and now encompasses platform design, user behaviour, mental health impacts, and broader questions of responsibility
Covid-19 lockdowns and BI claims: six years on
The Covid-19 pandemic gave rise to an unprecedented level of complex BI claims and the resulting litigation has stretched the capacity of the courts
PFAS and the emerging liability challenge for UK insurers
The UK government’s new PFAS Plan could quietly remove some of the scientific and regulatory difficulties that have so far limited claims in the UK, exposing insurers to a new generation of liability
Data centre fires are increasing risk for insurers
Insurers can reduce exposure by engaging risk consultants early in the design and construction process to identify and challenge risk-critical decisions
A lesson in collaboration in lower value motor personal injury claims
A cross-sector approach has provided a way forward on improved provision of rehabilitation in official injury claims
Warranty and indemnity insurance: drafting, exclusions and proving loss
Warranty and indemnity insurance is now a familiar tool in private mergers and acquisitions, giving buyers a solvent counterparty for warranty risk and helping sellers achieve a clean exit
Understanding the risk of blocking in the Strait of Hormuz
Circumstances involving immediate physical danger, widespread cancellation or withdrawal of cover, and credible threats of detention or attack may collectively satisfy the threshold for recognising a vessel as blocked and trapped
AI liability moves centre stage as insurers face a new era of risk
Artificial intelligence as evolved from a fringe innovation into a core component of business infrastructure. As its use expands, insurers must prepare for a growing spectrum of AI-related claims and regulatory obligations
High Court affirms insurers’ rights to a seat at the table
Insurers were permitted to join and make legal arguments in proceedings against their insured, the High Court ruled in a recent judgment
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