Legal Focus
UK property insurers must adjust to the ‘new normal’ of weather claims
The increasing trajectory of climate-related losses indicates a structural shift, which goes well beyond cyclical volatility
Climate risk reshapes New Zealand’s property insurance market
New Zealand’s experience offers an example of the dynamics playing out across the world, and some lessons for other markets
AI will make crash-for-cash scams more challenging for insurers
This new technology can be used to fabricate evidence and support scammers in authoring and submitting a fraudulent claim
The regulatory net is tightening on AI and liability
The convergence of regulatory activity and real-world capability failures signals a shift — the complex liability risks associated with AI are no longer theoretical talking points, but an operational reality
Collective redress is an emerging insurance risk
Class action style litigation is a very real prospect in the UK and Europe
Toxic torts are testing the UK’s appetite for US-style mass litigation
Fears around US style litigation erupting in the UK may be well founded
Establishing fraudulent breach of warranty: where does Veranova leave W&I insurers?
Veranova decision underscores the high threshold for proving fraudulent breaches in sale transaction
Covid‑19 exclusions in claims‑made policies: a cautionary tale for South African brokers
Cape Town High Court has clarified the operation of claims-made policies and underscored the critical importance of timely notification
English courts move to streamline costs and disclosure regimes
A refined disclosure regime is necessary to ensure London maintains its status as a major dispute resolution hub
Insurers set for new exposures from UK leasehold reform
Professional indemnity and directors’ and officers’ insurers face new risks as the rental market shifts in the UK
Mexico’s catastrophe risk architecture faces the test of recovery
Mexico demonstrates why catastrophe bonds and parametric cover matter
Significant test following the Insurance Act 2015 goes insurers’ way
Decision is one of the most significant recent judgments concerning the duty of fair presentation since the Insurance Act 2015 came into law
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