Legal Focus
AI is changing the face of insurance fraud
Artificial intelligence will change the way insurers manage fraud risk
Surveillance in personal injury claims
When used in the right circumstances, surveillance can be an effective tool for insurers to help challenge fraudulent or exaggerated personal injury claims
Automated vehicles: emerging risks and claims implications
While fully self-driving cars remain relatively rare on UK roads, the legal and regulatory foundations for their deployment are now firmly taking shape
AI has changed the rules on insurance fraud
Artificial intelligence-enabled fraud is an escalating corporate insurance challenge for insurers, brokers and risk managers
South African insurance law and Ubuntu
Ubuntu is not merely a philosophical ideal – it is an increasingly practical tool for ethical, sustainable, and customer-aligned insurance practice in South Africa
Tariffs and the Middle East conflict add to insurers’ cost pressures
Insurers should look at ways to ringfence or apply limits to volatile cost categories
UK advances risk transformation reform, but defers key opportunities
HM Treasury’s plans will make it harder for the UK to become a leading jurisdiction in insurance-linked securities market
Court of Appeal gives landmark ruling on mortgagees’ interest insurance wording
Appeal court provides clear endorsement of the protective function of MII in forged war risk policy case
Recent court rulings clarify Arbitration Act powers in insurance cases
The English courts are reluctant to review arbitral awards, but they will do so in very limited circumstances
Danish Supreme Court ruling could have major consequences for workers’ compensation insurers
Workers’ compensation insurers could face substantial long-tail liabilities, as ruling could lead to the reopening of historical cases
Heatwaves are an emerging employers’ liability risk
The increasing frequency and intensity of heatwaves raises important questions about future claims trends and risk management expectations
Reform of the UK’s senior managers regulations make progress
Senior Managers and Certification Regime reforms seek to address concerns that some of the rules undermine the governance and conduct benefits they seek to deliver
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