London Market
News and analysis on Lloyd's and the London company market
Embedded insurance has taken hold in the motor market
Well designed arrangements, supported by clear contracts and strong governance, will be key to making embedded automotive insurance work in a compliant and sustainable way
AI is not diminishing the role of claims handlers — it is elevating it
Using AI to assist with routine, repetitive work and present information in clearer and more accessible ways, gives claims handlers more freedom to focus on work that requires insight, problem solving and communication
FCA promises greater use of AI
Regulator sets out plans to speed up authorisations and make greater use of AI sandboxes
Brokers lead as Iran war volatility continues
The broking sub-group climbs 1.2% this week, led by Marsh, as SiriusPoint and Everest drive Bermuda gains
The growing insurance implications of social media addiction
The insurance sector is entering a new phase of digital risk, where liability extends far beyond data breaches or content and now encompasses platform design, user behaviour, mental health impacts, and broader questions of responsibility
Covid-19 lockdowns and BI claims: six years on
The Covid-19 pandemic gave rise to an unprecedented level of complex BI claims and the resulting litigation has stretched the capacity of the courts
Hannover Re shares climb 8% as insurance stocks regain ground
European sub-group rises 4.3% and listed Lloyd’s carriers gain 2.3% as stock markets remain volatile
Insurers still make limited use of AI in finance operations
Only 14% of US and UK insurers have ‘fully integrated’ AI, survey finds
PFAS and the emerging liability challenge for UK insurers
The UK government’s new PFAS Plan could quietly remove some of the scientific and regulatory difficulties that have so far limited claims in the UK, exposing insurers to a new generation of liability
Insurance stocks tumble as Iran war escalates
Lancashire Holdings and Aon shares see greatest falls as Insurance Day’s basket of stocks loses 3% in the week ending March 11
A lesson in collaboration in lower value motor personal injury claims
A cross-sector approach has provided a way forward on improved provision of rehabilitation in official injury claims
Majority of cyber insureds refuse to pay ransomware: Coalition
The cyber underwriter saw the severity of claims lessen in 2025, despite an uptick in frequency
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