Paying higher premiums does not make homeowners any more prepared for disaster and many insurers are still losing money on home insurance

The evolution of the enhanced underwriting model could fundamentally change the way in which Lloyd’s managing agents underwrite their business

Workers from the Baby Boomer generation to Gen Z are working together in companies, but they enter the market with different knowledge bases, meaning the expectations of progression are different, as are their learning styles

Shipping’s green transition needs more than technology – it needs insurance leadership

The London market has made huge strides streamlining operations, generating efficiencies and improving data acquisition but to avoid squandering the progress made it must press ahead with a holistic service that takes the needs of all stakeholders into account

There is increasing recognition cyber coverage is key to economic success

This year is already set to go down as one of geopolitical realignment on a scale not seen in decades

Non-catastrophe ILS investments can generate consistent cashflows, with the float available to asset managers for further investment

All players in the property insurance ecosystem must help clients and communities harness property insurance as a tool for climate adaptation, or they risk becoming irrelevant

As the technology arms race intensifies, insurers must navigate the balance between leveraging algorithms for automation and maintaining the indispensable value of human judgement

Organisations can better protect their businesses with smarter approaches to natural catastrophe modelling and a deeper understanding of climate-related secondary perils

Multi-source data strategies have enabled insurers to gain crucial insights in real-time and allocate resources efficiently