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Viewpoint

In-depth opinion and analysis from the industry’s thought leaders.

 

Viewpoint: Extreme weather and the path to clean energy

Climate change brings a wide array of challenges and opportunities for the insurance industry

North America International

Private investors’ opportunity at Lloyd’s

John Neal, chief executive of Lloyd’s, wants private capital to make up 20% of the whole market

Lloyds Viewpoint

Viewpoint: Insurers are critical to protecting investigative journalism

Efforts to prevent the scrutiny of investigative journalists are not new, but strategic lawsuits against public participation have been some of the most financially burdensome

United Kingdom Viewpoint

Viewpoint: Insurers should embrace AI for a green makeover

Artificial intelligence’s potential to improve sustainability efforts is flying under the radar

International Viewpoint

Viewpoint: How underwriting workbenches are driving growth

Traditional approaches to underwriting have long been plagued by inefficiencies, costing insurers billions in lost premiums and stifling growth opportunities

London Market Modernisation

Viewpoint: The D&O market needs to be smarter about using technology

The race to provide an online offering for D&O insurance has led to over-simplification in situations demanding nuance and subtlety

United Kingdom Casualty

Viewpoint: Black flag on the high seas

Supply chains are at increased risk of interruption by hostile actors, with Houthi attacks in the Red Sea forcing shipowners to reroute vessels

Liberty Specialty

Viewpoint: Assessing risks in a big year for African democracy

With at least 18 elections scheduled to take place this year in Africa, insurers will need to keep an eye on risk dynamics and the profiles of insured assets and policy contracts

Middle East and Africa Political Risk and Trade

Viewpoint: Clear trends are emerging in professional lines

Last year was demanding for professional lines insurers, grappling with challenges such as inflation and economic uncertainty. As we enter 2024, some of these considerations will persist, while new ones will emerge

Argo Viewpoint

Viewpoint: After risk-sharing reset, vigilance is needed to promote stability in re/insurance

There has been a significant reset in the re/insurance sector in how costs of catastrophic risks are shared. This shift, together with improved pricing adequacy, helps the industry send clearer signals to clients and society about the rising cost of evolving risks and how to mitigate them. With volatility persisting, keeping pricing adequacy in focus is crucial

International Swiss Re

Viewpoint: Farm diversification is an evolving risk for agricultural insurers

Farm diversification creates new risks that must be carefully managed, so the insurance industry must adapt and coverage that aligns with the evolving needs of modern agricultural businesses

Viewpoint United Kingdom

Viewpoint: Can good governance catch up with the rise of data science in insurance?

If insurers want to compete in the new AI-driven world, they must adopt data science in the right way, with the correct governance to ensure risks are managed and mitigated 

International Technology
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