Viewpoint
In-depth opinion and analysis from the industry’s thought leaders.
Using insurtech to gain advantage as the market softens
Some insurers are making big profits and resting on their laurels, others are preparing for the soft market battle ahead
Is embedded insurance a $1.1trn opportunity?
Embedded insurance is poised to reshape traditional business models and unlock unprecedented opportunities for growth and value creation
Viewpoint: Ten lessons from Dubai flooding event
Dubai’s recent cataclysmic flooding highlights the urgent need for improved flood resilience and preparedness measures
The cyber insurance market must focus on closing the protection gap
The cyber insurance market is set to triple in size over the next decade, but will still cover less than 1% of the economic impact of cyber crime
Viewpoint: Extreme weather and the path to clean energy
Climate change brings a wide array of challenges and opportunities for the insurance industry
Private investors’ opportunity at Lloyd’s
John Neal, chief executive of Lloyd’s, wants private capital to make up 20% of the whole market
Viewpoint: Insurers are critical to protecting investigative journalism
Efforts to prevent the scrutiny of investigative journalists are not new, but strategic lawsuits against public participation have been some of the most financially burdensome
Viewpoint: Insurers should embrace AI for a green makeover
Artificial intelligence’s potential to improve sustainability efforts is flying under the radar
Viewpoint: How underwriting workbenches are driving growth
Traditional approaches to underwriting have long been plagued by inefficiencies, costing insurers billions in lost premiums and stifling growth opportunities
Viewpoint: The D&O market needs to be smarter about using technology
The race to provide an online offering for D&O insurance has led to over-simplification in situations demanding nuance and subtlety
Viewpoint: Black flag on the high seas
Supply chains are at increased risk of interruption by hostile actors, with Houthi attacks in the Red Sea forcing shipowners to reroute vessels
Viewpoint: Assessing risks in a big year for African democracy
With at least 18 elections scheduled to take place this year in Africa, insurers will need to keep an eye on risk dynamics and the profiles of insured assets and policy contracts
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